EOS Lip Balm-A Revolutionary in the Industry

EOS lip balm resonates with consumers offering a quirky, colorful, egg-shaped design and quickly catapulted to the top selling product of its kind in the country. In just ten short years, EOS lip balm is dominating the health and beauty industry. The foundation of their success lies in the opportunity to market lip balm to its largest consumer, women. Nearly 80% of all lip balm users are women and the founders Jonathon Teller and Sajiv Mehra found a method to tap into this amazing opportunity.

Before EOS, lip balm was heavily marketed as a unisex product creating little appeal for women. Teller and Mehra found opportunity and spent endless hours creating the perfect design. The EOS design appealed to two primary concerns of women regarding lip balm. First, lip balm needs to be a distinguishable design that is easily found in the myriad of items in a women’s purse. Second, lip balm needs to be a product that can be applied without dipping fingers into it to prevent contamination.

To appeal even greater to women consumers, EOS comes in a variety of different flavors that elicit nostalgic feelings of quite summertime evenings. Honeysuckle, Passionfruit, and Strawberry Sorbet are geared toward a female audience. Teller and Mehra wanted to elevate the experience and infuse luxury into the process of using and wearing the product daily.

Further research appealing to consumer demands revealed the desire for health benefits from lip balm. EOS ensures the lip balm is crafted with the highest quality organic ingredients such as shea butter. The lip balm is packed with vitamins C and E and contain SPF for protection from the sun’s rays. Teller and Mehra took a risk by forgoing normal industry expectations and utilized their own capital to create the company. To this day, the company still has not received any outside investment.

What Vijay Eswaran Believes People Can Learn From Old Philosophies

Vijay Eswaran is a man who’s working to make multilevel marketing a big game-changer in the struggling economies of Asia, and he’s been helping people start their own businesses through his company, QI Group Ltd. Eswaran certainly has an entrepreneurial spirit when it comes to new sales ideas, but he’s most passionate about helping people, and he loves studying philosophies and even embraces some Vedic teachings himself. Eswaran has written about these philosophies in several books including a bestseller titled “In The Sphere Of Silence.”

One of Eswaran’s beliefs is that no matter where you are in life, you’re never more than two minutes away from the abyss. For Eswaran, this means that what he does now needs to count for many years to come, and in accordance with what his father Vijayratnam taught him, he believes that his work should involve sacrifices for the sake of others. He also says that change is a necessary part of life and that you do better when you embrace and adapt to it instead of resisting it. Eswaran has seen many changes in the world from the time he first founded his company up to today.

Eswaran did some traveling as a youth since his father worked for the Malaysian government. Eswaran was exposed to a lot of religious teachings and meditative practices both from his parents and extended family, and he also adheres to certain diets. Vijay Eswaran received his formal education from the London School of Economics and later getting his master’s degree from Southern Illinois University. His approach to the multilevel marketing industry started in the 1990s with the Cosway Group, and then he and Joseph Bismarck invested in various properties across the South Pacific and started their direct selling company in Hong Kong. Since then, QI Group has changed how businesses have been run across Asia with holdings in the hospitality, logistics, wholesale and energy Industries.

Eswaran’s philanthropy includes serving as Chairman of the RYTHM and Vijayratnam foundations, both of which reach out to special needs children and impoverished villages. He often speaks about the need for political unity to solve Asia’s economic challenges at conferences like the World Economic Forum. He also is mentioned in Forbes Asia’s Top 50 Wealthiest.

Raising Standards Of Living and Education

Owning a home is a dream for many, and when it becomes a reality, one is filled with happiness that is immeasurable. The regular rent payments go out the window because no typical landlords are knocking at doors anymore. Nexbank has also ventured into the sector of saving for education through the acquisition of College Savings Bank.

Providing mortgage banking as well as commercial banking amongst other services, Nexbank is the go-to financer when it comes to home ownership. Owning a home reduces a person’s expenditure considerably hence improving the standards of living. With assets that are about 3.3 billion dollars caters to many institutions and corporations on a national scale. Partnering with Dallas Neighborhood homes, Nexbank is aiming to provide more loans for residents of southern Dallas that have low income. Since people who have low income have limited access to mortgages, the bank comes in to fill the gap. The action of putting more people on the homeownership program consequently improves the quality of their lives. Both institutions have outstanding records in providing programs that make owning a home more accessible, and hence residents feel that their situations will change for the better.

The acquisition of the College Savings Bank has led to better and broader services of Nexbank to its clients. Since it deals with education, it helps parents prepare their children for higher education. Saving for education should be in the plans of every parent that has a child, and it is a smart financial move. Down the road, the parent will feel the ease when it comes to paying the tuition fee for the students. An excellent point to note is that the savings account produces high yields and also no fee payment for asset management. According to the Chief Operating Officer and Executive Vice President of Nexbank, Matt Siekielski, the acquisition provides an excellent opportunity to position the bank for long-term growth as well as short term. The College Savings Bank will operate under Nexbank and still specialise in the initial saving programs that are approximately 529 in number.

Ted Bauman Offers Some Suggestions Related To Where Investors Should Store Liquid Assets

Ted Bauman is a writer and editor who works with Banyan Hill Publishing to inform investors about low-risk investments and ways they can protect their assets. Looking back on his life, he doesn’t regret ever having to work for fast food restaurants because he learned a lot about being a working-class person during those days. This also gave him insight into society as a whole and how a successful nation takes care of, both, those on the top and the bottom. Ted Bauman was born in Washington, D.C. but moved to South Africa when he was a young man. He earned postgraduate degrees in economics and history from the University of Cape Town in South Africa.

Ted Bauman worked with many nonprofits in South Africa including Habitat for Humanity. He worked with Slum Dwellers International, as well, which helped more than 14 million people. Looking back at his early career, he wishes he would have been a little more productive, but he is definitely making up for that now. His work has been published in a spread of highly-regarded journals, and he has even written for the United Nations. The Bauman Letter is his outlet for helping people to make wise investment choices, and he has reached many aspiring investors there.

Ted Bauman recommends that people keep a store of assets in a place where financial institutions can’t touch them. Instead of storing these in your home, he believes that they should, at minimum, be kept in a safe. A home safe or lockbox should be waterproof and fireproof, and Bauman recommends bolting it down. He suggests that a person’s home isn’t the best place to store wealth, but if someone does store it their, they shouldn’t store all of it in the home. A safe-deposit box is another good place to store liquid assets, but one in Switzerland would be better than one in the United States due to the fact that the government might be able to force these assets to be turned over. The best options, according to Ted Bauman are to keep liquid assets in a vault in the U.S.A. or overseas.

About Ted Bauman: stocktwits.com/tedbauman

Bernardo Chua’s Path To Launching Organo Gold

Bernardo Chua is a Canada-based business executive who owns and operates a company in the beverage and direct marketing industries. His company, Organo Gold, provides consumers with premium teas, coffees, nutraceuticals, and personal care products. His products can be found in over 50 nations and are sold exclusively through a global network of independent distributors.

When he started out his professional career he worked for a small family-owned company in the Philippines. After working there for a few years he found a job managing a Southeast Asia tour company’s office. He discovered the direct marketing industry not long after this and joined a company called Gano Excel. When this company sought to expand into America he volunteered to emigrate to the U.S. along with his family. He was their top executive in America and before long Gano Excel products were available across the United States and Canada. Read more about Bernardo at bitsylink.com

When he decided to strike out on his own he moved to Canada and along with a business partner started Organo Gold. This was in 2008 and his company began with just three employees. It now has thousands of independent contractors and employees around the globe. One of the reasons for the success of Organo Gold is that all of their products contain lab-grown Ganodermalucidum. This herb was something that he had been familiar with since childhood. It is thought to have several health benefits which is why it is included in their products.

Over the course of his career, Bernardo Chua has received a number of awards. He has been named as the Direct Sales Company Executive of the Year six times. In 2014 he was invited back to the Philippines where he could personally accept their Business and Industry Dangal ng Bayan Award, presented to Filipinos who have become international successes in the business world.

He is also a philanthropist. Bernardo Chua created the OG Cares Foundation which provides leadership training to young people around the world. He also delivers speeches to encourage younger people in business and has served as a mentor to many. He says that with hard work and determination anyone can become a success.

Learn more: http://oldcurmudgeoncomics.com/2017/02/09/bernardo-chua-founder-and-ceo-of-organo-gold/


What We’ve Learned About Francisco Domenech So Far

Francisco Domenech is a lawyer and also a managing partner at Politank company. Besides, he is a top campaigner, fund-raiser and influencer in the USA politics especially when it comes to matters Puerto Rico where he is from. He was born in 1974 July 4 in San Juan. He went to Trinity Catholic School for elementary school education and then to Forest High school for high school education. He learned Political Science from Rio Piedras Campus in 1999 and then his degree of law in 2003 from the University of Puerto Rico, school of law. He ranked in the top 15% of oralists. Visit Reporter Expert to know more about Domenech.

He started off as a youth activist and founded Puerto Rico Young Democrats in 2003. He joined the arena of ‘national’ politics as a delegate to the Democratic National Convention in 2004 representing the Young Democrats of America as their Committeeman. While there, he served as the whip of the Puerto Rico delegation. In 2005, he was elected Deputy President of Development of Young Democrats of American. In 2008 and 2012, he was a superdelegate to the conventions of then. Domenech was appointed by Hillary Clinton to Co-chair her presidential campaigns in 2007. He simultaneously served as Deputy state coordinator of primary attacks in Puerto Rico for Hillary Clinton.

Fransisco served as Campaign manager for Representative Jennifer Gonzalez in her running to become Resident Commissioner of Puerto Rico in Washington D.C in 2016, which she won and made youth and gender history. Domenech is a dramatic fellow with constant inconsiderate support stunts such as offering support to Republican candidates, for instance, the Jennifer mentioned above Gonzalez.

Francisco currently sits in Hillary Clinton’s finance committee. He is the Democratic spokesperson in Puerto Rico. He was nominated in the top 40 under 40 in the Caribbean Business portals and awarded after being the most voted in 2016.

Learn more: https://www.visualcv.com/francisco-domenech


Felipe Montoro Jens at the IDB economic meeting in Argentina

The infrastructure specialist, reporter, and public-private partnership expert, Felipe Montoro Jens recently attended the IDB meeting on March 24th, 2018. The IDB is the Inter-American Development Bank meeting was in Mendoza, Argentina this year. Felipe reported the various efforts and plans in place to help turn the economic situation around in Latin America and South America entirely. It’s important to understand the efforts made by Brazil in recent years in the area of public-private partnerships to complete much-needed infrastructure projects, create jobs and stimulate the economy. Felipe Montoro Jens recently reported many public-private partnerships in Brazil and how they have yielded many good economic results. Read this article at odiario.com about Felipe Montoro Jens

During the IDB meeting, however, it was made known that many of the PPPs have not been implemented due to lack of funding by the private sector. PPPs have been implemented to complete road construction projects, sewer and water accessibility projects and public lighting projects. Dyogo Oliveira was one of the persons at the IDB this March. Mr. Oliveira is the Minister of Planning, Development, and Management, and he brought to the attention of the board members the need for investments to kick-start more PPPs. There has been a huge increase in PPPs, but in order to make a real impact and really move things in the correct direction, investments will be needed. Felipe Montoro Jens reported, Mr. Dyogo asked for more investments to create financial guarantees. Without these investments, the PPPs will continue to not be implemented.

This argument was echoed by Luis Caputo, according to Felipe Montoro Jens. Luis Caputo is the Minister of Finance and Chairman of the Board of Directors. Luis pointed to the industrial revolution as an important event on the horizon and the country needs to get the PPPs moving once again. While there are many successful PPPs already in place, the need for more investments was the main topic of discussion at the IDB.

Read more: http://www.consultasocio.com/q/sa/felipe-montoro-jens


Meet Louis Chenevert, A Canadian Production Manager Who Will Change The Status Quo

When Louis Chenevert was born in 1958 in Montreal, Canada, he had no idea how his actions would impact the lives of many. It is true that he doesn’t directly deal with his human beings, but his actions have created a profound positive effect on people’s lives. From his infancy, Louis Chenevert wanted to become a production manager. That is what he has lived to be. His dream started to shine shortly after graduating with a Production Management Degree from HEC School of Business at the University of Montreal.

Of course it would be useless with a production management degree at hand without a job. His friend Guy Hachey introduced him to General Motors St. Therese Branch in Quebec. It is while working at the branch that he helped shape things. Thanks to Hachey, Louis Chenevert was put in the assembly line, a section in the larger production department. Prior to his joining GM, the branch was producing vehicles at a slow speed thus it would be difficult to meet the ever-increasing demand of vehicles. He changed this. During his time at the assembly line, GM St. Therese could produce a brand new vehicle every minute!

Every person who worked with Louis Chenevert at the branch was amazed at the way he made decisions that were viable. He strayed with GM Quebec branch for 14 years. A timer came when he had to move just like his friend Hachey had done early. Both men landed jobs at aerospace companies that focused on producing aircraft engines. When a time came for Louis Chenevert to move, he went to Pratt & Whitney Canada. This is an annex company of United Technologies Corporation (UTC) that centers on aircraft engine production.

Louis Chenevert brought about tremendous changes to the aircraft company. When he was brought on board, it would take PWC’s production team 2 years to produce a small aircraft engine. With him on control of the production department, Louis Chenevert reduced the number of months of producing a new aircraft engine from 24 months to just 9 months. This helped the company save a lot of money and time.


The Success Story of Dr. Rick Shinto

Dr. Rick Shinto is the CEO and president of InnovaCare Inc. He has come a long way before his leadership in InnovaCare. Looking back from where he began, Dr. Shinto is proud and energized to achieve even more in the future. Dr. Shinto’s journey started with a B.S at the University of California, a medical degree from the University of New York. He also added an MBA at the University of Redlands. His background education formed a solid foundation for the successful career he is currently enjoying.


Background Data

Before joining InnovaCare, Dr. Shinto had garnered over twenty years’ experience from other organizations. He has worked for NAMM California and Medical Pathways Management Company. Dr. Shinto was also an employee at Cal Optima Health Plan. In all the organizations he has worked with initially, Dr. Shinto has served as a leader. His skills as a competent leader have propelled these organizations to new heights.

Other organizations where Dr. Shinto serves are America’s Health Insurance Plans. This organization is a prominent trade association, and Dr. Shinto served as a director. He is also a director at CAPG, which is a leader among physician organizations. Solvency Standards Board in California has benefited from Dr. Shinto’s skill set as well.


Additional Information

Besides running health organizations, Dr. Shinto has experience in medical practice. He is a pulmonologist in Southern California. Dr. Shinto combines medical practices and management because he believes in utilizing all his capacities. This contribution has made a significant a difference in all the places Dr. Shinto has served. Both medical and management practice has played a significant role in inspiring Dr. Shinto’s articles. He is dispersing knowledge through writing materials that will reach those he cannot serve personally.

At InnovaCare, Dr. Shinto leads a team of highly skilled and professional people. They have impressive track records of health organization experience. This competent team has worked hard and surpassed the demands of expectations of the industry. Partners of InnovaCare are confident that their model is working effectively because of the excellent leadership and teamwork from Dr. Shinto and his crew.



InnovaCare Solutions has directed its services and focus to Puerto Rico. The organization has formed a broad network that serves more than 7500 health care providers. These providers are serving about 200,000 members. InnovaCare aims at offering high-quality services to its members. Some of the leading healthcare plan under this organization is Medicaid. Every day, InnovaCare is working to ensure that healthcare plans are favorable and affordable for all their users.


Bradesco New President: Replacement Of Luiz Carlos Trabuco

Bradesco Seguros, a world-recognized bank which came to a point and announced its new president. The man elected was Octavio de Lazari who was to replace the successful man in the executive Luiz Carlos Trabuco. Even though, Trabuco was to remain as the president until an ordinary meeting was held before Octavio could take over.

Lazari who was 54 years was the name that had been quoted so that he can succeed Luiz Carlos Trabuco. Lazari started working when he was 15 years as branch agent in the street which is popular in Sao Paulo. He was a gifted footballer but abandoned that dream so that he can work for the bank where his father was the client. His father had used the manager’s relationship so that he could claim a vacancy for his son.

The succession process started in October which is the largest second private bank. The bank had said that a new president should come from financial institution staff. Lazaro had resigned from being the chairman of Board of Directors in the bank. By then Luiz Carlos Trabuco had ascended from the collegiate presidency.

Bradesco had pointed out personal merits using the material fact of Lazari. The organization had recognized and included in the companions where he deserved the distinction of all of them and helped to maintain continuity line and was a fundamental key that ensured prominent positions that the bank has been holding in international and national financial scenarios.

Read more: Próximo presidente do Bradesco sairá da diretoria do banco, diz Trabuco

Lazari went to Osasco and attained from a faculty of Administrative and Economic Sciences, a degree in Economics where his specialization area is marketing and financial strategies where he attained from FIA. He is the successful man to remain as the president of Bradesco Seguros.

In the closer of 2017, Bradesco Seguros announced to have closed with R $ 76.3 billion which was an increase of 6.8% from what it had achieved when it had closed in 2016. due to the good result, the company was able to achieve market share that was higher than previous years of 26%.

The bankers had become optimistic because of the performance of the national economy of 2018. There was citing inflation to be able to remain in the middle of the target, where there will be basic low-interest rate, and the GDP will be growing in between 2% and 3% according to istoedinheiro.com.br. in addition, the employment will not be increasing so that the nation can have better years than it ever had before. Despite the optimism, Trabuco and Lazari had stressed the importance to have the pension reform.

Luiz Carlos Trabuco leaving the management of Bradesco as CEO had a delay because of the age extension limit exercise which increased from 65 to 67 years that was in integration with the HSBC. Even though, the substitute Lazari Brandao, who was to become the successor was anticipated after he resigned from the company. This was because the executive could remain as the president of the institution up to 2019. this was an attempt that the company didn’t comment about.

Learn more about Luiz Carlos Trabuco: https://oglobo.globo.com/economia/bradesco-anuncia-novo-presidente-octavio-de-lazari-junior-vai-substituir-luiz-carlos-trabuco-cappi-22365414#ixzz56wDld69g